Tennessee Home InsuranceHail across Tennessee, county by county
Hail across Tennessee
Tennessee recorded 1,249 hail events of one inch or larger over the last 10 years, in 94 of its counties, along with 6,141 damaging wind events and 395 tornadoes.
Where it falls is uneven. The counties that took the most:
| County | Hail events | Largest |
|---|---|---|
| Williamson County | 83 | 3.00" |
| Shelby County | 43 | 2.00" |
| Davidson County | 43 | 2.50" |
| Madison County | 41 | 2.50" |
| Knox County | 38 | 1.75" |
| Wilson County | 31 | 3.00" |
Roof claims are what most homeowners end up filing, and policies differ most in how they pay for a roof — replacement cost or depreciated value — and in whether a separate, larger wind and hail deductible applies.
Source: NOAA Storm Events Database, through 2025.
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